Independent hotel financingIndependent hotel financing. is an established broker providing short and long term finance for the hotel and hospitality sector. We believe in simplifying the hotel finance market and saving our customers time and money.

Our unique 6 step process and access to over 250 lenders will guarantee the funding that is needed to unlock success and meet business goals.

Hotel Purchase Funding have been funding hotel purchases for more than 20 years, meaning we’ve seen the market and requirements change over the years, and are experts in getting our customers the best commercial mortgage for their hotel purchase as simply as we can.

Hotel financing can be more difficult than other business sectors. There are so many financial hoops to jump through and challenging criteria. We understand this, and have spent our time creating a business model that helps customers through this. 

We call it F.U.N.D.E.D. It’s a 6 step process, which is unique to

Finance for refurbishment of Hotels

When it comes to refurbishing your hotel there are many factors to consider around scheduling, costs and who will do the work. Whether you are renovating an entire building, or modifying certain aspects, your budget may not stretch as costs are often higher than you plan. At we like to simplify the process and take as many of the challenges out the way.

The most important question is to understand where the funding for the refurbishment comes from.

If you are financing a hotel refurbishment from cash-flow, it’s great if but will that mean slower returns?

At Acorn. Finance we enable our customers to get the hotel works completed faster so your customers can enjoy the benefits – and so you can enjoy the profits! 

Growing your hotel business

Congratulations! You have a successful hotel but want to expand your business. It’s a hugely exciting time moving to the next chapter and whether it’s a start up or expanding an existing project, it can be challenging. 

Have you thought about what the options are in terms of your growth?

  • Ensure that the existing rooms are making the maximum possible revenue (RevPAR)
  • Purchase additional sites and grow your hotel business into a hotel group
  • Grow the number of rooms on your existing site by converting low revenue spaces, outbuildings etc or by extending the property

Even with a clear strategy there are other things that you need to consider:

How are you going to make your hotel stand out from the competitors?

Who are you targeting?

Are you risk adverse or a risk taker?

And. The Big One.

How can I finance my project? 

The banks, which traditionally were the first place to go, have tightened their criteria, so getting a business property loan can be harder to come by.

Small business loans for hospitality

The landscape has changed over the past 5 years and there has seen an increased demand from leisure and business travelers for a greater range of accommodation. Great news if you’re a hotelier as this means more business.

However – often the cash flow simply isn’t there to keep up with the market change.

The value of all small business loans has increased in the last 5 years, with gross lending of “accommodation and food services” borrowing at around £665million. This means it is big business lending to small business.  

At we understand that you will need additional funding for your business.

Asset finance

The equipment you need to operate a great hotel and the vehicles you need for yourself and your business can be very expensive. Paying cash up front could be a risky move and cause cash flow problems and for lots of businesses, there isn’t the working capital. There are also significant tax benefits, so asset finance is a huge area in hotel financing.

At we will spend time with you going through our unique 6 step F.U.N.D.E.D process so we take time to really understand you, your business and your needs.



344-354 Grays Inn Road, London, WC1X 8BP


51.5299223, -0.120466

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